Breaking News for the Business Community

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BREAKING NEWS FOR THE BUSINESS COMMUNITY

April 13, 2021
Passaic County, New Jersey 

Contact for additional information:Deborah Hoffman, Director of Economic DevelopmentCounty of Passaicdeborahh@passaiccountynj.org973-569-4720

Governor Murphy Signs Legislation Providing $35 Million in Aid to RestaurantsApril 9, 2021Legislation is Part of a $100 Million Relief Package for New Jersey Small Businesses ATLANTIC CITY – Governor Phil Murphy today signed into law A-5444, which provides $35 million in federal COVID-19 relief aid for restaurants throughout New Jersey. The bill – sponsored by Senators Vin Gopal and Joseph Lagana and Assembly Members Vincent Mazzeo, Pedro Mejia, Christopher Tully, and Louis Greenwald – provides aid to a particularly hard hit sector of New Jersey’s economy. The bill is part of a five-bill, $100 million relief effort aimed at helping New Jersey’s small businesses recover from the year-long pandemic. “For the past year, our restaurants have fought the good fight, and we know that fight has not been easy,” said Governor Murphy. “This legislation will provide a much-needed lifeline to small business owners, who, through no fault of their own, have been devastated by this pandemic.” “The COVID-19 pandemic has been an unprecedented health and economic tragedy for everyone, but it is hard to think of a sector that has been hit harder than restaurants. Restaurant owners and their employees have faced previously unimaginable challenges with a tenacity and grit that has been inspiring for everyone, but they cannot overcome COVID-19 alone,” said NJEDA Chief Executive Officer Tim Sullivan. “There is now a light at the end of the tunnel, but we still have a long way to go to get there. The $35 million in new grant funding Governor Murphy has signed into law today will provide vital support these businesses need to bridge the gap and continue reopening safely.” “Prior to the COVID-19 pandemic, there were more than 19,000 food and beverage establishments throughout New Jersey, with restaurants employing nearly 8 percent of the workers in our state,” said Assembly Members Mazzeo, Tully, Mejia and Greenwald. “The public health emergency has taken a significant toll on this industry, which so many of us benefit from and enjoy. We must provide support to these establishments to help them get through this crisis and allow them to employ New Jerseyans while continuing to serve residents and visitors alike for years to come.” “With capacity limitations affecting bars and restaurants, the food and drink industry has been struggling since the start of the pandemic,” said Senator Gopal. “Many of these smaller restaurants and bars have been fraught with the potential of closing down permanently, which would not only have an effect on the local economies, but the job status of many workers within this industry. This funding will help ensure that these establishments can keep their doors open and help restore the jobs that have been lost due to the pandemic.” “Mom and pop restaurants and bars have always been keystones in our communities, creating multigenerational traditions and shaping neighborhoods. Sadly, many of these institutions have been forced to close or suffered greatly over the last year,” said Senator Lagana. “With this grant funding, we are giving beloved small businesses an opportunity to get through the hard times, hire workers and remain an integral part of their community.” The relief aid will be administered by the New Jersey Economic Development Authority. To date, the NJEDA has distributed more than $250 million in aid to some 55,000 businesses across the state.  Passaic County and our Economic Development partners will be co-hosting a webinar on April 20, 2021 on this and several other new business grant programs – a web link will be sent in future Breaking News blast emails.

$15M in Grants Being Made Available to NJ Small Businesses & NonprofitsApril 12, 2021BY ANTHONY BIRRITTERI, Editor-in-Chief, New Jersey Business Magazine Gov. Phil Murphy today signed legislation that will make $15 million in grants available to small businesses and nonprofits in the state. To be administered by the New Jersey Economic Development Authority (NJEDA), the federal funds are part of five-bill, $100-million relief package. According to Tim Sullivan, NJEDA CEO, the authority’s board will meet this Wednesday to discuss and approve the details of this and other aid bills the governor recently signed. “The process for [applying for the grants] will kick off during the second part of this month,” Sullivan said. “This [money] is going to get out the door prudently, judiciously and expeditiously because businesses can’t wait.” Gov. Murphy thanked New Jersey’s Congressional delegation for being able to put “hundreds of millions of dollars directly into downtown small businesses and community nonprofits.” He also commended the NJEDA for distributing more than $250 million in aid to some 55,500 businesses over the past year. “The bill I sign today is purely additive to these efforts and will ensure we can do more,” Murphy said. “We will get to the end of the pandemic with our downtowns ready to achieve a future with a strong, fair and resilient economy, with small businesses leading the way in job creation and economic growth.” The bill signing was held at Jammin’ Crepes in Princeton, a small business that previously received pandemic-related financial assistance. Assemblyman Andrew Zwicker, one of the bill’s sponsors, said a shop like Jammin’ Crepes is part of a community’s fabric and that money infused in small businesses usually stays within the local community. “Study after study finds that for every dollar you spend on a small businesses, 70 cents stays in the community. That is why we have to support our small businesses here,” Zwicker said. “I am proud to be a sponsor of this bill because, since the beginning of pandemic, small businesses have had tremendous problems. We are doing whatever we can to help them,” said Senator Linda Greenstein. “We are going to keep on building with all different kinds of legislation. The great thing is this is a grant program that will make all the difference in helping businesses stay alive.” Sullivan added that this pandemic and related economic crisis has disproportionately affected small businesses, especially those owned by women and people of color. “Since the [pandemic] more than 11,000 minority-owned businesses and more than 11,000 women-owned businesses have been able to participate in or grant programs. That’s a good start,” Sullivan said, “but we have a lot of work to do in focusing on the equity dimensions of this. We will continue to do that under the programs we are administering under the new bills.”

The Shuttered Venue Operators Grant application“SBA Launches Portal to Begin Accepting Shuttered Venue Operators Grant Applications on April 8 National informational webinar to review application process on March 30” The Shuttered Venue Operators Grant application portal remains temporarily suspended through the weekend of April 9 while they work to resolve technical issues. They can confirm we did not accept any applications or distribute any funding. When a reopening date is determined, they will provide updates in advance so that applicants have time to prepare. So many live venues and related businesses have been impacted by this pandemic and the USSBA wants to ensure relief is delivered as quickly and equitably as possible. They appreciate your patience. For more information about the Shuttered Venue Operators Grant program, visit sba.gov/svogrant.

$28.6 Billion in Relief for Restaurant IndustryAmerican Rescue Plan Act of 2021(“ARPA”)—Restaurant Revitalization Act (“RRA”)

  • The ARPA provides $28.6 billion in grants designed to support the recovery of small and medium-sized food and beverages businesses. The grants will be awarded by the SBA, and individual businesses are eligible to receive up to $5 million in grants, while businesses with up to 20 locations are eligible for a maximum of $10 million.
  • The RRA grants are not treated as taxable gross income by the IRS.
  • Eligible Entity— any restaurant is eligible if it’s consider a place where public or patrons can gather for the primary purpose of being served food or drink. Businesses that are not eligible include: state or local government-operated businesses; businesses, that as of March 13, 2020, own or operate more than 20 locations; publicly traded companies; and businesses with a pending application for or have received a grant as part of the “Save our Stages Act.”
  • Distribution— for the first 60 days after enactment, $5 billion will be dedicated to businesses that had a maximum of $500,000 in gross receipts during 2019. During the initial 21-day period, grants will be prioritized for socially and economically disadvantaged small businesses and businesses owned by women or veterans. Remaining $23.6 billion will be distributed in first come first-served basis, and in an equitable manner to eligible entities based on annual gross receipts.
  • Grant Amount— the amount of the grant will be equal to the pandemic-related revenue loss, measured by comparing the businesses’ 2020 revenue with its pre-pandemic revenue in 2019. Additional factors include length of time a business has been operating and whether it has received any PPP loans. Grant amounts will be reduced by the amount of PPP loans received by the business. The difference between the 2019 and 2020 gross receipts, minus the amount of PPP loans received must yield a value greater than $0 to be eligible.
  • Eligible Expenses— payroll costs, rent payments, utilities, maintenance expenses (including construction of outdoor seating and wall, floors, deck surfaces, furniture, fixtures, and equipment), supplies, food and beverage expenses that are within the scope of normal business practice, operational expenses, paid sick leave, covered supplier costs and covered operational expenditures (as defined by the SBA under the PPP program), and any other expenses deemed essential by the SBA.
  • Returning Funds— if a business is unable to use the full grant by December 31, 2021 or permanently closes before December 31, 2021, all remaining funds must be returned to the government.
  • Application Process— Details on how to apply have not yet been made available by SBA. To apply for a grant, businesses must make a “good faith certification” that the uncertainty of current economic conditions make it necessary for them to request a grant to support their ongoing operations and that they have not applied for or received any grants that are part of the Save our Stages Act.

POLICY BRIEF RESTAURANT REVITALIZATION FUND1 GRANTS An eligible business may receive a tax-free federal grant equal to the amount of its pandemic-related revenue loss, calculated by subtracting its 2020 gross receipts from its 2019 gross receipts. If the business is not in operation for the entirety of 2019, the total is the difference between 12 times the average monthly gross receipts for 2019 and the average monthly gross receipts in 2020 (or a formula from SBA). If the business is not in operation until 2020, it can receive a grant equal to the amount of “eligible expenses” subtracted by its gross receipts received (or a formula from SBA). If the business is not yet in operation as of the application date, but it has made “eligible expenses,” the grant would be made equal to those expenses (or a formula from SBA). DEDUCTION OF 1ST AND 2ND DRAW PPP LOAN FUNDS Pandemic-related revenue losses for business are reduced by any amounts received from Paycheck Protection Program (PPP) First Draw and Second Draw loans in 2020 and/or 2021. DISTRIBUTION The SBA can adjust awards based on demand and “relative local costs” in the markets where RRF businesses operate. Otherwise; $23.6 billion is available for the SBA to award in an equitable manner to businesses of different sizes based on annual gross receipts. $5 billion is available to businesses with gross receipts of $500,000 or less during 2019. Maximum: The total grant amount for an eligible business and any affiliated businesses is capped at $10 million and is limited to $5 million per physical location of the business. Updated 03/09/2021 THE AMERICAN RESCUE PLAN ACT ESTABLISHES A $28.6 BILLION “RESTAURANT REVITALIZATION FUND” (RRF) WITHIN THE U.S. SMALL BUSINESS ADMINISTRATION (SBA) LEARN MORE Visit RestaurantsAct.com PUBLIC AFFAIRS POLICY BRIEF SERIES 2RESTAURANT REVITALIZATION FUND PRIORITIZATION For an initial 21-day period, the SBA will prioritize awarding grants for small business concerns owned and controlled by women, veterans, or socially and economically disadvantaged small business concerns. COVERED PERIOD Eligible expenses are those incurred from February 15, 2020 to December 31, 2021, or a date determined by the SBA. If all grant funds are not spent by the business, or the business permanently closes before the end of the covered period, the business must return unused funds to the Treasury. ELIGIBLE EXPENSES Funds must be spent on payroll; principal or interest on mortgage obligations; rent; utilities; maintenance including construction to accommodate outdoor seating; supplies such as protective equipment and cleaning materials; normal food and beverage inventory; certain covered supplier costs; operational expenses; paid sick leave; and any other expenses that the SBA determines to be essential to maintaining operations. ELIGIBLE ENTITY Own or operate 20 or fewer establishments (together with any affiliated business), regardless of ownership type of the locations and whether those locations do business under the same or multiple names, as of March 13, 2020. An affiliated business has an equity or right to profit distribution of 50 percent or more, or has contractual authority to control the direction of the business, provided that such affiliation “shall be determined as of any arrangements or agreements in existence as of March 13, 2020.” Eligible entities include a restaurant, food stand, food truck, food cart, caterer, saloon, inn, tavern, bar, lounge, brewpub, tasting room, taproom, licensed facility or premise of a beverage alcohol producer where the public may taste, sample, or purchase products, or other similar place of business in which the public or patrons assemble for the primary purpose of being served food or drink. Entities can apply using their existing business identifiers, as the SBA will avoid imposing additional burdens on applicants. Publicly-traded companies are ineligible. Entities must submit a good faith certification that: • Uncertainty of current economic conditions makes necessary the grant request to support the ongoing operations. • The entity has not applied for nor received a “Shuttered Venue Operators” grant (generally for performing arts, live venues, theaters, etc.). TAX TREATMENT Grants are not taxed like income and all normal federal tax deductions are protected. New Limitations on Private Funds and Anti-Evasion. Source: National Restaurant AssociationLEARN MORE Visit RestaurantsAct.com

American Rescue Plan WASHINGTON, D.C. – U.S. Senators Bob Menendez and Cory Booker (both D-N.J.) released the following breakdown of how New Jerseyans will benefit from the American Rescue Plan, the $1.9 trillion COVID relief bill approved by Congress and expected to be soon signed into law by President Biden: Stimulus Checks

  • $1400 direct payments to individuals making less than $75,000 or couples making less than $150,000 and each of their dependent children, phased out to earners up to $80,000/$160,000
  • $9.62 billion in combined direct payments for 3,691,546 eligible New Jersey households – an average $2,605 per household
  • On top of $600 checks approved in December, fulfilling the promise of $2000 per person
  • Unlike previous rounds, adult dependents would be eligible for payments
  • Citizen spouses and children living in mixed-status families are also eligible

Unemployment Insurance (UI)

  • Emergency pandemic UI programs due to lapse Mar. 14 will be extended to Sept. 6, not Aug. 29, as in the House version of the bill
  • Extends $300 federal weekly enhanced benefit through Sept. 6
  • Makes first $10,200 of UI tax-free income for individuals earning up to $150,000
  • Freelancers, gig workers and independent contractors eligible
  • Extends a lifeline to over 268,000 New Jerseyans whose federal UI benefits were due to expire this week

Vaccines/Testing

  • $14 billion for vaccines
  • $49 billion for testing, contact tracing, genomic sequencing to track new variants, and monitoring of COVID-19
  • $7.6 billion to hire 100,000 public health workers to administer vaccines and support the pandemic response

State/Local Assistance

  • $360 billion in direct, flexible aid to every state, county and municipal government, modeled after Sen. Menendez’s SMART Act, to help cover increased costs and lost revenues due to the pandemic, while keeping essential public workers on the job and maintaining critical services for residents; includes $10 billion to expand broadband internet access
  • An estimated $10.2 billion for New Jersey includes approximately $6.4 billion for the state plus another $192 million for broadband, $1.823 billion combined for all 21 counties, and $1.741 billion split among all 565 municipalities
  • $50 billion for Federal Emergency Management Administration (FEMA) Disaster Relief Fund (DRF) to reimburse state and local COVID response costs at 100% cost share
  • New Jersey has already received $2 billion from FEMA DRF

Small Business Assistance

  • New Jersey has seen a 42% drop in small business revenue since Jan. 2020
  • $25 billion targeted assistance for hard-hit restaurants, bars and eateries based on the RESTAURANT Act, championed by Sen. Menendez
  • $7.25 billion for the Paycheck Protection Program (PPP) and second-draw PPP loans
  • $15 billion for Economic Injury Disaster Loan (EIDL) advance grants
  • $10 billion for the State Small Business Credit Initiative
  • $1.25 billion in grants for shuttered concert and stage venues
  • Includes a provision championed by Sen. Menendez to assist pension plans supported by community newspapers
  • Extends the Employee Retention Tax Credit (ERTC) through the end of 2021 to provide a maximum $14,000 payroll tax credit per employee to help keep employees on payroll at struggling businesses

Schools/Child Care

  • $128.55 billion to safely reopen K-12 schools, upgrade ventilation systems, reduce class size, implement social distancing, purchase personal protective equipment (PPE), hire more staff and avoid teacher layoffs; included $2.75 billion for non-public schools
  • $2,764,588,000 for New Jersey K-12 schools
  • $138.2 million reserved to address learning loss
  • $27.6 million reserved for summer enrichment
  • $27.6 million reserved for afterschool programs
  • $73,135,000 for New Jersey non-public schools
  • $39.58 billion for higher education, requiring colleges to use at least half the money they receive to provide emergency financial aid for students
  • $895,648,000 for New Jersey colleges
  • $2.9 billion for Minority Serving Institutions (MSIs)
  • $7.172 billion to help provide internet connectivity and devices to students so they can participate in online learning
  • $24 billion for an emergency stabilization fund to help child care providers to pay staff, rent, purchase PPE and supplies
  • $429 million in Child Care Stabilization Grants for New Jersey
  • $15 billion for the Child Care and Development Block Grant program to help child care providers provide financial relief for families help struggling to pay the cost
  • $268 million in CCDBG grants for New Jersey
  • $1 billion for Head Start
  • $16 million in Head Start funding for New Jersey
  • Expands the Child and Dependent Care Tax Credit so that working families can receive up to $4,000 for the child care expenses of one child and $8,000 for two or more kids

Housing Assistance

Nutrition Assistance

  • $880 million for the Special Nutrition Program for Woman, Infants and Children (WIC)
  • Extends 15% increase in Supplemental Nutrition Assistance Program (SNAP) program through Sept. 30
  • Extends the Pandemic EBT program that provides nutrition assistance funds in lieu of reduced-price and free meals for students during both the school year and the summer
  • 510,000 or 9% of New Jersey adults have reported not having enough to eat

Health Care

Transportation

  • $30.5 billion for transit agencies, including $1.5 billion for the Capital Investment Grant (CIG) program that is funding replacement of the Portal Bridge
    • An estimated $2 billion for NJ TRANSIT
    • $77,821,390 in additional CIG funding for Portal North Bridge project
  • $1.7 billion for Amtrak, including $970 million for the Northeast Corridor (NEC)
  • $8 billion to support airport operations
    • $164,022,331 for Newark Liberty International Airport
    • $6,483,633 for Atlantic City International Airport
    • $5,857,137 for Trenton-Mercer Airport
    • $854,000 combined for New Jersey general aviation airports
    • $15 billion to support airline industry workers

Misc. Tax Credits

  • Includes Sen. Menendez’s Student Loan Tax Relief Act that makes all forgiven student loan debt tax-free
  • Includes the American Family Act, co-led by Sen. Booker, that overhauls the existing Child Tax Credit (CTC) an make it a dramatically more effective tool for supporting middle-class families with kids and reducing poverty
    • Expands the CTC to $3,600 for each child under six and $3,000 for children under 18, which will
      • More than 1.6 million New Jersey children benefit from expanded CTC, including an additional 560,000 children (half of whom are Latino) who previously did not qualify for the full benefit
      • 82% of New Jersey children now eligible for CTC under expansion
      • Fully refundable for low-income parents
      • Families can receive monthly payments instead of annual lump sum
      • Estimated to lift 10 million children out of poverty, including an estimated 89,000 in New Jersey, 2.3 million Black children, 4.1 million Latino children
  • Largest expansion of the Earned Income Tax Credit (EITC) for workers without children in over a decade
    • Nearly triples the maximum credit
    • Extends eligibility to 17 million more low-income workers under 25 without children
    • Minimum age to claim childless credit dropped to 19 from 25; upper age limit eliminated
    • Would put more money in the pockets of 354,000 New Jersey workers struggling to get by

Veterans

  • $14.8 billion for Veterans Affairs (VA) health care
  • $750 million for state veterans homes
  • $386 million for rapid retraining of unemployed veterans
  • $272 million for VA claims and appeals processing
  • $100 million for VA supply chain modernization efforts
  • $10 million for the VA Office of Inspector General to provide oversight
  • $1 billion to cover waiver of VA co-pays for treatment provided to eligible veterans

Consumer Protection

  • $30.4 million to help the Federal Trade Commission crack down on COVID-related scams

Support for Farmers of Color

  • Includes the Emergency Relief for Farmer of Color Act, co-led by Sen. Booker, that provides more than $5 billion in debt relief and assistance for farmers of color who have faced widespread and longstanding discrimination and have seen disproportionate impacts from the pandemic
  • Historic first step towards addressing decades of hurt experienced by Black farmers and farmers of color due to discrimination

COVID-19 Emergency Rental Assistance Program Phase II (CVERAP Phase II) Opening March 22, 2021, the COVID-19 Emergency Rental Assistance Program Phase II (CVERAP Phase II) will provide rental arrears and temporary rental assistance to low- and moderate-income households that have had a substantial reduction in income, have qualified for unemployment benefits, incurred significant costs, or experienced a financial hardship due, directly, or indirectly, to the COVID-19 pandemic. Nan McKay & Associates has been authorized by the New Jersey Department of Community Affairs to assist in the administration of CVERAP Phase II and to communicate with applicants and landlords. Click on the link below to apply:https://njdca.onlinepha.com/ Selected households must meet the following eligibility criteria to qualify for assistance: 

  • Qualify for unemployment or have experienced a reduction in household income, incurred significant costs, or experienced a financial hardship due, directly or indirectly, to the COVID-19 pandemic;
  • Demonstrate a risk of experiencing homelessness or housing instability;
  • Have a household income at or below 80 percent of the area median income (please see income limits below);
  • Have a lack of assets and savings to pay rent arrears or current and future rent;
  • Be a New Jersey resident; and
  • Obligated to pay rent on a residential dwelling.

 The program will only pay for rent arrears incurred after March 13, 2020. Property managers or owners of a residential dwelling may apply for assistance on behalf of a tenant. The landlord must: 

  • Obtain the signature of the tenant on the application, which may be documented electronically; and
  • Must provide documentation of the application to the tenant to notify the tenant that the application has been submitted.
  • Status information will be available at: https://njdca.onlinepha.com by March 22nd, 2021. At this site, you can check the status of your application.
  • Please visit our Frequently Asked Questions at: www.nj.gov/dca/divisions/dhcr/offices/docs/FAQs_CVERAP.pdf if you have any further questions.
  • Continue to check DCA’s website to see when new waiting lists will be opened in the future.
  • A computerized selection (lottery) process will be used to determine the order in which applications will be selected for eligibility determination. Every application submitted during the open application period has the same chance of being selected during the lottery.
  • Please be advised that the submission of a CVERAP Phase II application does not guarantee placement in the program, nor does it guarantee CVERAP Phase II temporary rental assistance.

NJEDA

Personal Protection Equipment Access Program

Apply for up to 70 Percent off PPE Purchases!

Small businesses with 100 or fewer employees are eligible to receive nearly 70 percent discounts off purchases of personal protective equipment (PPE) through the extended NJ Small and Micro Business PPE Access Program! Discounts are only available until May 28, so be sure to make your purchases as soon as possible.

Learn more and purchase discounted PPE at http://ppe.covid19.nj.gov.

The NJEDA launched the NJ Small and Micro Business PPE Access Program in late 2020 in response to consistent concerns about the need for readily available, fairly-priced PPE for small businesses. All businesses can receive discounts of 10 percent off the cost of PPE and businesses with 100 or fewer employees can receive discounts totaling nearly 70 percent. 

Small businesses and organizations interested in receiving these discounts must apply at http://ppe.covid19.nj.gov. 

Businesses that have already been approved do not need to reapply, but any discounts you have redeemed previously will be counted toward the program cap. Discounts will expire at 11:59 PM on May 28th, 2021, or when funds run out. Businesses and nonprofits will still be able to receive 10 percent discounts on PPE purchases after this date.

US SBA
NEWS RELEASE

PRESS OFFICERelease Date: March 24, 2021          Contact:press_office@sba.gov
Release Number: 21-24Follow us onTwitter, Facebook, Blogs & Instagram
SBA to Increase Lending Limit for COVID-19 Economic Injury Disaster Loans

WASHINGTON – The U.S. Small Business Administration is increasing the maximum amount small businesses and non-profit organizations can borrow through its COVID-19 Economic Injury Disaster Loan (EIDL) program. Starting the week of April 6, 2021, the SBA is raising the loan limit for the COVID-19 EIDL program from 6-months of economic injury with a maximum loan amount of $150,000 to up to 24-months of economic injury with a maximum loan amount of $500,000.

“More than 3.7 million businesses employing more than 20 million people have found financial relief through SBA’s Economic Injury Disaster Loans, which provide low-interest emergency working capital to help save their businesses. However, the pandemic has lasted longer than expected, and they need larger loans. Many have called on SBA to remove the $150,000 cap. We are here to help our small businesses and that is why I’m proud to more than triple the amount of funding they can access ,” said SBA Administrator Isabella Casillas Guzman.

Businesses that receive a loan subject to the current limits do not need to submit a request for an increase at this time. SBA will reach out directly via email and provide more details about how businesses can request an increase closer to the April 6 implementation date. Any new loan applications and any loans in process when the new loan limits are implemented will automatically be considered for loans covering 24 months of economic injury up to a maximum of $500,000.

This new relief builds on SBA’s previous March 12, 2021 announcement that the agency would extend deferment periods for all disaster loans, including COVID-19 EIDLs, until 2022 to offer more time for businesses to build back. In order to shift all EIDL payments to 2022, SBA will extend the first payment due date for disaster loans made in 2020 to 24-months from the date of the note and to 18-months from the date of the note for all loans made in the calendar year 2021.

Questions about SBA COVID-19 EIDL and disaster loan payments can be emailed to DisasterCustomerService@sba.gov or directed to SBA’s Customer Service Center at 1-800-659-2955 (1-800-877-8339 for the deaf and hard of hearing).

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For more information, call 973-684-6153 or email ce@pccc.edu. WWW.PCCC.EDU/CE

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